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PayPal Holdings, Inc. vs Mastercard Incorporated

A head-to-head of PayPal Holdings, Inc. (PYPL) and Mastercard Incorporated (MA) across valuation, profitability, growth, and dividends. Green marks the more favourable value on that metric only — not a recommendation.

MetricPYPLMA
Market Cap$49.89B$480.32B
P/E (TTM)10.6132.91
Forward P/E9.8323.85
P/S1.1613.59
P/B3.81114.26
EV/EBITDA6.2922.22
Dividend Yield1.27%0.37%
Profit Margin15.00%45.88%
Gross Margin46.62%77.89%
Operating Margin19.28%59.51%
Revenue Growth (YoY)+7.21%+15.83%
FCF Yield14.10%3.70%
Debt / Equity46.99282.06
Current Ratio1.260.98

Which is better: PayPal Holdings, Inc. or Mastercard Incorporated?

  • Larger by market cap: Mastercard Incorporated
  • Cheaper valuation (lower P/E): PayPal Holdings, Inc.
  • Higher dividend yield: PayPal Holdings, Inc.
  • More profitable (net margin): Mastercard Incorporated
  • Faster revenue growth: Mastercard Incorporated
  • Higher free-cash-flow yield: PayPal Holdings, Inc.

Across 13 available metrics, PayPal Holdings, Inc. leads 9–4.

There's no single "better" — it depends on your goal: income investors may prefer the higher yield, growth investors the faster grower, and value investors the cheaper one. See each stock's page for deeper detail. This is an automated read, not a recommendation.

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This comparison is for informational and educational purposes only, based on available data — not a recommendation to buy or sell any stock.