Who was included in the study?

The study covered wealthy Americans with $25 million or more in assets.

Why are the wealthy turning to alternative investments?

To achieve greater diversification, hedge against inflation, and potentially earn higher returns compared to traditional assets.

Do these strategies apply to average investors?

Not necessarily, as the wealthy have higher risk tolerance and longer horizons. Average investors should consult a financial advisor.

Bank of America Study: How the Ultra-Wealthy Invest in 2026

A new study by Bank of America Private Bank reveals investment trends among wealthy Americans, showing a shift toward more diversified and non-traditional portfolios beyond plain vanilla options.

June 25, 2026

2 min read

Source: Investor's Business Daily

A new study by Bank of America Private Bank provides an inside look at how wealthy Americans—those with $25 million or more—are investing their money in 2026. The study, titled "2026 Study of Wealthy Americans," indicates a clear move beyond plain vanilla portfolios.

Details

The study surveyed affluent individuals to understand their current investment preferences. According to the findings, the wealthy are increasingly allocating capital to alternative assets such as private equity, real estate, and commodities, moving away from traditional stocks and bonds.

Context

The study comes amid a period of economic uncertainty, with fluctuating interest rates and volatile equity markets. Wealthy investors are seeking greater diversification and inflation hedges, driving them toward less liquid but potentially higher-return asset classes.

What It Means for Investors

The results suggest that investors of all levels may benefit from revisiting their asset allocation. However, the ultra-wealthy have a higher risk tolerance and longer investment horizons. Retail investors should exercise caution and seek professional advice before adopting similar strategies.

Frequently Asked Questions

The study shows that wealthy Americans are shifting toward alternative investments like private equity, real estate, and commodities, moving away from traditional portfolios.

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This article was rewritten in Wrqti's editorial style based on information from the original source above. Content is informational only — not investment advice.