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Forget SoFi: 3 Fintech Stocks With Less Drama

Analysts suggest ignoring SoFi due to its high volatility and focusing on 3 fintech stocks with less drama and more stability, such as NVIDIA, PayPal, Visa, and Mastercard.

May 27, 2026
2 min read
Source: 24/7 Wall St.
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Key Numbers

sofi revenue growth
30%
sofi year to date decline
39.0%

While SoFi Technologies (NASDAQ: SOFI) has dominated retail trading feeds with its 30% revenue growth guidance and stablecoin launch, the stock is down 39.0% year-to-date and remains highly volatile. Instead of chasing this battleground ticker, analysts recommend three fintech stocks with stronger fundamentals and less drama.

Why Ignore SoFi?

SoFi is currently a battleground stock, with attention focused on its stablecoin launch and CEO stock purchases. However, its high volatility makes it unsuitable for investors seeking stability.

The Three Less Dramatic Stocks

1. NVIDIA Corporation (NASDAQ: NVDA)

Although not a pure fintech company, NVIDIA's AI and machine learning technologies are widely used in the financial sector. The stock boasts strong growth and solid fundamentals.

2. PayPal Holdings (NASDAQ: PYPL)

PayPal is a leader in digital payments, with a massive user base and stable growth. The stock is less volatile than SoFi and offers good investment opportunities.

3. Visa Inc. (NYSE: V) and Mastercard (NYSE: MA)

These two companies dominate the global payments market, with strong cash flows and stable earnings. They are considered safe havens in the fintech sector.

What This Means for Investors

Instead of risking with a volatile stock like SoFi, investors can consider these three stocks that offer stability and long-term growth. Always conduct your own research before making any investment decisions.

Frequently Asked Questions

SoFi stock is volatile due to its focus on rapid growth and stablecoin launch, making it susceptible to sharp market swings.

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This article was rewritten in Wrqti's editorial style based on information from the original source above. Content is informational only — not investment advice.