What is the blended yield of the portfolio?

The blended yield of the portfolio is 7.2% annually.

How does the portfolio generate $7,200 per month?

The portfolio generates this income through a mix of dividends and capital appreciation from stocks like Johnson & Johnson and Procter & Gamble.

Is this portfolio an investment recommendation?

No, the portfolio is an illustrative example only and not a buy or sell recommendation.

$1.2M Portfolio Doubles Your Social Security Income—and Your Spouse’s

A $1.2 million portfolio yielding 7.2% generates $7,200 monthly ($86,400 annually), doubling the average Social Security income for couples ($3,208/month).

June 9, 2026

2 min read

Source: 24/7 Wall St.

Key Numbers

portfolio value

$1.2 million

monthly income

$7,200

annual income

$86,400

blended yield

7.2%

average couple SS monthly

$3,208

average couple SS annual

$38,496

According to a report by 24/7 Wall St., a $1.2 million investment portfolio can generate $7,200 per month in income, or $86,400 annually, achieving a blended yield of 7.2%. This amount doubles the average Social Security income for a couple, which stands at approximately $3,208 per month ($38,496 annually) based on the Social Security Administration's 2026 COLA fact sheet.

Details

The strategy involves building a diversified portfolio of high-yield dividend stocks, such as Johnson & Johnson (JNJ) and Procter & Gamble (PG), which offer stable dividends. The 7.2% blended yield comes from a combination of dividends and capital appreciation.

Context

With rising living costs, retirees seek additional income sources to supplement Social Security. The proposed portfolio provides significant extra income without requiring principal withdrawals.

What It Means for Investors

This portfolio is an illustrative example, not a buy recommendation. Investors should assess risks and diversification according to their own goals.

Frequently Asked Questions

The average Social Security income for a couple is about $3,208 per month, or $38,496 annually.

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This article was rewritten in Wrqti's editorial style based on information from the original source above. Content is informational only — not investment advice.