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Congress Considers Bigger Social Security Raise Than COLA

Congress is considering a bill to increase Social Security benefits beyond the annual COLA, potentially extending the program's solvency by 75 years.

June 14, 2026
2 min read
Source: Motley Fool
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The U.S. Congress is currently reviewing a bill proposed by a Senator that would grant an exceptional increase in Social Security benefits, exceeding the annual cost-of-living adjustment (COLA).

Details of the Legislation

Specific figures for the proposed increase have not been disclosed, but the legislation aims to bolster retirees' purchasing power amid rising living costs. Crucially, the bill includes measures to extend the Social Security trust fund's solvency for 75 years, addressing one of the program's biggest financial challenges.

Context

Social Security faces a projected funding crisis, with estimates suggesting the trust fund could be depleted by 2035 without reforms. The current COLA for 2026 is 2.5%, below many retirees' expectations.

What It Means for Investors

While this legislation is not directly tied to stock markets, changes in Social Security benefits could impact consumer spending, and thus sectors like retail and healthcare. Investors are closely watching developments, as passage of the bill could boost macroeconomic confidence.

Frequently Asked Questions

The COLA for 2026 is 2.5%.

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This article was rewritten in Wrqti's editorial style based on information from the original source above. Content is informational only — not investment advice.