When will the service launch?

No specific launch date has been announced yet.

Will the service be available to all ChatGPT users?

It is expected to be available to paid subscribers, but details have not been disclosed.

How will Visa ensure transaction security?

Visa will implement spending limits and fraud controls for agent-initiated transactions to ensure security.

Visa and OpenAI Partner to Let AI Agents Shop via ChatGPT

Visa and OpenAI announced a partnership on Wednesday in San Francisco to enable AI agents to conduct transactions via ChatGPT, with spending limits and fraud controls for agent-initiated purchases.

June 10, 2026

2 min read

Source: Quartz

Visa Inc. (ticker: V) and OpenAI announced a partnership on Wednesday in San Francisco to enable AI agents to make purchases via ChatGPT. The collaboration aims to facilitate secure agent-initiated transactions with predefined spending limits and fraud controls.

The Product

The partnership allows AI agents to interact with Visa's payment network to complete purchases on behalf of users through ChatGPT. Agents can perform tasks such as booking tickets or buying goods, adhering to user-set spending limits.

Pricing and Availability

Neither company has disclosed pricing details or a launch timeline. The service is expected to be available to users with paid ChatGPT subscriptions, but specifics have not been announced.

Competition

Visa enters this space alongside competitors like Mastercard, which is also exploring AI-driven payment solutions. Fintech startups are developing similar payment agents.

Potential Impact on Visa

The partnership could open a new revenue stream for Visa through transaction fees from AI-initiated payments, strengthening its position in digital payments. It also boosts the adoption of AI in financial services.

Frequently Asked Questions

The partnership enables AI agents to make purchases via ChatGPT using Visa's payment network, with spending limits and fraud controls.

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This article was rewritten in Wrqti's editorial style based on information from the original source above. Content is informational only — not investment advice.