What factors could support Wells Fargo's earnings this quarter?

Higher net interest income from rising rates and growth in fee income from investment banking.

How have past Q2 results affected Wells Fargo's stock?

The stock often moves sharply after the release, depending on whether results meet expectations.

Wells Fargo Q2 Earnings Seen Rising on NII, Fee Income Growth

Q: What challenges does Wells Fargo face in Q2?

Higher provisions for credit losses and a slowdown in mortgage banking activity.

Wells Fargo (WFC) heads into its Q2 earnings release with expectations of higher net interest income and fee income. However, mortgage banking headwinds and rising provisions could offset some of the gains.

July 9, 2026

2 min read

Source: Zacks

Wells Fargo & Company (WFC) is set to report its second-quarter earnings for fiscal 2025, with analysts expecting a rise in net interest income (NII) and fee income to support revenue. However, the bank faces headwinds from higher provisions for credit losses and a slowdown in mortgage banking activity.

Key Financial Metrics

Results have not been released yet. Consensus estimates are:

Metric	Expected	YoY Change
Revenue	N/A	-
Net Income	N/A	-
EPS	N/A	-

Highlights from the Report

According to a Zacks report, Wells Fargo is likely to benefit from higher interest rates boosting NII, along with growth in fee income from investment banking and wealth management. However, mortgage banking revenues may decline due to lower demand.

Guidance

The bank has not provided official guidance.

Stock Impact

WFC shares are trading flat ahead of the release. The stock could see significant movement depending on whether results meet or miss expectations.

What This Means for Investors

Wells Fargo's earnings will hinge on its ability to offset provision and mortgage pressures with core revenue growth. Investors should watch NII trends as a key indicator of underlying strength.

Frequently Asked Questions

The exact date hasn't been announced, but it is expected in July 2025.

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This article was rewritten in Wrqti's editorial style based on information from the original source above. Content is informational only — not investment advice.