Riyad Bank
"Sector" = median of Financial Services across 106 companies
About Riyad Bank
AI-generatedRiyad Bank is one of Saudi Arabia's largest financial institutions, offering a comprehensive range of banking and financial services. Established in 1957, the bank operates through a network of over 300 branches across the Kingdom, serving retail, corporate, and institutional clients. Its activities include commercial banking, investment banking, asset management, and treasury services. The bank is listed on the Saudi Stock Exchange (Tadawul) under ticker 1010 and is part of the Saudi financial sector.
The bank generates revenue primarily from net interest income and fee-based services. Net interest income, derived from loans and advances to customers and investments in debt securities, forms the bulk of its earnings. Non-interest income includes fees from banking services, foreign exchange transactions, and investment banking activities. Riyad Bank also earns from its investment portfolio, which includes government bonds and other fixed-income instruments. The bank's profit margin stands at an impressive 56.85%, reflecting efficient cost management and high-margin lending.
Riyad Bank operates in the highly competitive Saudi banking sector, which is dominated by a few large players including Al Rajhi Bank, National Commercial Bank (now SNB), and Samba Financial Group (now merged with NCB). The bank positions itself as a full-service commercial bank with a strong focus on corporate lending and government-related projects. Its price-to-book ratio of 1.20 suggests it is valued in line with its tangible assets. The bank benefits from Saudi Arabia's growing economy and government spending under Vision 2030, which drives demand for banking services.
The bank's primary customers include Saudi individuals, small and medium enterprises (SMEs), large corporations, and government entities. It serves a broad retail base through its branch network and digital banking platforms. Geographically, Riyad Bank operates exclusively in Saudi Arabia, with its revenue and operations concentrated in the domestic market. The bank's strong capital base and liquidity position allow it to support large-scale projects and maintain a stable dividend yield of 4.10%.
An auto-generated descriptive profile based on company data, for informational purposes only.
Riyad Bank's latest price is 20.48 SAR, with no daily change reported. The most notable recent development is the bank's announcement on July 13, 2026, of a planned SAR-denominated Additional Tier 1 (AT1) capital sukuk offering, which could strengthen its capital base. Over the past few months, the bank has been frequently mentioned in articles highlighting Middle Eastern dividend stocks, suggesting sustained investor interest in its dividend profile. No other major operational or financial updates have emerged in the last 24 hours.
- •Riyad Bank announced a SAR-denominated AT1 capital sukuk offering on July 13, 2026.
- •The stock price remains unchanged at 20.48 SAR with no daily movement.
- •The bank has been featured in multiple dividend stock articles over the past months, indicating stable dividend appeal.
Financial highlights
Latest saved period: March 2026 · 2026-03-31
Dividend history
Cash dividends by ex-date, not an investment recommendation.
| Ex-date | Amount | Payment date | Period |
|---|---|---|---|
| Apr 6, 2026 | 0.41 SAR | — | — |
| Aug 5, 2025 | 0.64 SAR | — | — |
| Apr 14, 2025 | 0.68 SAR | — | — |
| Aug 12, 2024 | 0.60 SAR | — | — |
| Mar 25, 2024 | 0.56 SAR | — | — |
| Jul 30, 2023 | 0.49 SAR | — | — |
| Mar 27, 2023 | 0.49 SAR | — | — |
| Jul 31, 2022 | 0.38 SAR | — | — |
| Apr 13, 2022 | 0.41 SAR | — | — |
| Jun 27, 2021 | 0.38 SAR | — | — |
| Mar 24, 2021 | 0.38 SAR | — | — |
| Mar 26, 2020 | 0.41 SAR | — | — |
| Jul 14, 2019 | 0.39 SAR | — | — |
| Mar 20, 2019 | 0.30 SAR | — | — |
| Jul 9, 2018 | 0.28 SAR | — | — |
| Mar 27, 2018 | 0.29 SAR | — | — |
| Jul 3, 2017 | 0.26 SAR | — | — |
| Mar 28, 2017 | 0.23 SAR | — | — |
| Jul 21, 2016 | 0.26 SAR | — | — |
| Apr 6, 2016 | 0.26 SAR | — | — |
| Jul 7, 2015 | 0.26 SAR | — | — |
| Apr 7, 2015 | 0.26 SAR | — | — |
| Jul 1, 2014 | 0.29 SAR | — | — |
| Mar 11, 2014 | 0.30 SAR | — | — |
Revenue
↑ 4.9%Net Income
↓ 1.5%Free Cash Flow
↓ 8.8%Diluted EPS
↓ 2.4%Riyad Bank (1010) analysis
Wrqti brings Riyad Bank data into one page covering available price, financial statements, valuation ratios, margins, cash-flow metrics, news, and alerts. This page helps you understand the numbers and is not a buy or sell recommendation.
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