The Saudi National Bank
"Sector" = median of Financial Services across 106 companies
About The Saudi National Bank
AI-generatedThe Saudi National Bank (SNB), listed as 1180 on the Saudi Stock Exchange, is the largest bank in Saudi Arabia by assets. It was formed in 2021 through the merger of National Commercial Bank and Samba Financial Group. SNB provides a full range of banking and financial services, including retail, corporate, and investment banking, as well as wealth management and Islamic banking products. The bank operates under the supervision of the Saudi Central Bank (SAMA) and adheres to Sharia-compliant principles in most of its offerings.
SNB generates revenue primarily through net interest income from loans and advances, as well as fee-based income from banking services, asset management, and investment activities. Its loan portfolio is diversified across corporate, retail, and government sectors. The bank also earns from treasury operations and foreign exchange. With a profit margin of 64.11%, SNB is highly profitable, driven by strong net interest margins and efficient cost management. The recent revenue growth of 0.37% and earnings growth of 6.66% indicate stable performance.
The bank operates in the highly competitive Saudi banking sector, which is dominated by a few large players. SNB holds a leading market share in both retail and corporate banking, benefiting from its extensive branch network and digital banking platform. Its price-to-book ratio of 1.10 suggests it is valued near its book value, while a PE of 9.74 reflects moderate earnings valuation. The bank's large debt of 252.87B SAR is typical for a financial institution, as it uses deposits and borrowings to fund lending activities.
SNB serves a broad customer base, including individual retail customers, small and medium enterprises (SMEs), large corporations, and government entities. Its primary geographic market is Saudi Arabia, where it has a strong presence across all regions. The bank also has international operations through subsidiaries and branches in key financial centers. With a dividend yield of 5.84%, it appeals to income-focused investors. The bank's cash position of 24.68B SAR provides liquidity for operations and potential growth opportunities.
An auto-generated descriptive profile based on company data, for informational purposes only.
The Saudi National Bank (1180) closed at 39.40 SAR, unchanged from the previous session. The bank reported a net profit of SAR 6.42 billion for the first three months of 2026, a strong result. It also scheduled a conference call to discuss its Q1 2026 financial results. Additionally, the bank held its ordinary general assembly with 60.66% attendance. The stock price remained flat, likely reflecting market stability despite regional geopolitical tensions.
- •Saudi National Bank reported net profit of SAR 6.42 billion for the first three months of 2026.
- •Bank scheduled a conference call to discuss Q1 2026 financial results.
- •Ordinary general assembly held with 60.66% attendance.
- •Stock price unchanged at 39.40 SAR amid regional geopolitical tensions.
Financial highlights
Latest saved period: March 2026 · 2026-03-31
Dividend history
Cash dividends by ex-date, not an investment recommendation.
| Ex-date | Amount | Payment date | Period |
|---|---|---|---|
| Apr 16, 2026 | 1.15 SAR | — | — |
| Aug 4, 2025 | 1.00 SAR | — | — |
| Feb 10, 2025 | 1.00 SAR | — | — |
| Aug 12, 2024 | 0.90 SAR | — | — |
| May 2, 2024 | 0.90 SAR | — | — |
| Aug 2, 2023 | 0.85 SAR | — | — |
| May 8, 2023 | 0.60 SAR | — | — |
| Jul 14, 2022 | 0.83 SAR | — | — |
| Apr 17, 2022 | 0.68 SAR | — | — |
| Aug 15, 2021 | 0.49 SAR | — | — |
| May 9, 2021 | 0.60 SAR | — | — |
| Apr 1, 2020 | 0.90 SAR | — | — |
| Aug 4, 2019 | 0.83 SAR | — | — |
| Apr 11, 2019 | 0.83 SAR | — | — |
| Aug 5, 2018 | 0.75 SAR | — | — |
| May 16, 2018 | 0.45 SAR | — | — |
| Jun 19, 2017 | 0.55 SAR | — | — |
| May 4, 2017 | 0.50 SAR | — | — |
| Aug 3, 2016 | 0.30 SAR | — | — |
| Apr 6, 2016 | 0.38 SAR | — | — |
| Jul 14, 2015 | 0.40 SAR | — | — |
| Apr 9, 2015 | 0.33 SAR | — | — |
Revenue
↑ 1.2%Net Income
↑ 19.7%Free Cash Flow
↓ 295.6%Diluted EPS
↑ 20.9%The Saudi National Bank (1180) analysis
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