Fair Isaac Corporation
"Sector" = median of Technology across 108 companies
About Fair Isaac Corporation
AI-generatedFair Isaac Corporation (FICO) is a data analytics and decision management company that provides software and services to businesses and consumers. It is best known for its FICO credit scores, which are widely used by lenders to assess consumer credit risk. The company operates in the software application industry within the technology sector, focusing on predictive analytics, machine learning, and optimization solutions.
FICO generates revenue primarily through two segments: Scores and Software. The Scores segment includes credit scoring solutions, such as the FICO Score, which is sold to lenders and other businesses. The Software segment offers analytics and decision management platforms, including fraud detection, customer management, and compliance solutions. Revenue is derived from licensing fees, subscription services, and transaction-based fees. The company has a high gross margin of 82.23% and a strong operating margin of 47.00%, reflecting its scalable software model.
In the software application industry, FICO is a dominant player in credit scoring and decision analytics. Its competitive positioning is strengthened by the widespread adoption of FICO Scores in the U.S. mortgage, auto, and credit card markets. The company faces competition from other analytics firms, such as Experian and Equifax, but its brand recognition and proprietary algorithms provide a significant moat. FICO's focus on innovation and data-driven solutions helps maintain its leadership.
FICO's primary customers are financial institutions, including banks, credit unions, and mortgage lenders, which use its scores and software to make lending decisions. Additionally, it serves insurance companies, retailers, and government agencies. The company's main geographic market is the United States, where it generates the majority of its revenue. However, it also has a growing presence in international markets, particularly in Europe and Asia. FICO's solutions are used by over 10,000 businesses worldwide.
An auto-generated descriptive profile based on company data, for informational purposes only.
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Financial highlights
Latest saved period: March 2026 · 2026-03-31
Dividend history
Cash dividends by ex-date, not an investment recommendation.
| Ex-date | Amount | Payment date | Period |
|---|---|---|---|
| Mar 1, 2017 | $0.02 | Mar 17, 2017 | Quarterly |
| Nov 30, 2016 | $0.02 | Dec 16, 2016 | Quarterly |
| Sep 12, 2016 | $0.02 | Sep 28, 2016 | Quarterly |
| May 23, 2016 | $0.02 | Jun 8, 2016 | Quarterly |
| Mar 7, 2016 | $0.02 | Mar 18, 2016 | Quarterly |
| Nov 30, 2015 | $0.02 | Dec 16, 2015 | Quarterly |
| Sep 14, 2015 | $0.02 | Sep 30, 2015 | Quarterly |
| May 22, 2015 | $0.02 | Jun 10, 2015 | Quarterly |
| Mar 5, 2015 | $0.02 | Mar 18, 2015 | Quarterly |
| Dec 1, 2014 | $0.02 | Dec 17, 2014 | Quarterly |
| Sep 8, 2014 | $0.02 | Sep 24, 2014 | Quarterly |
| May 23, 2014 | $0.02 | Jun 11, 2014 | Quarterly |
| Feb 20, 2014 | $0.02 | Mar 12, 2014 | Quarterly |
| Dec 2, 2013 | $0.02 | Dec 18, 2013 | Quarterly |
| Sep 5, 2013 | $0.02 | Sep 25, 2013 | Quarterly |
| May 23, 2013 | $0.02 | Jun 12, 2013 | Quarterly |
| Feb 21, 2013 | $0.02 | Mar 13, 2013 | Quarterly |
| Dec 3, 2012 | $0.02 | Dec 19, 2012 | Quarterly |
| Sep 6, 2012 | $0.02 | Sep 26, 2012 | Quarterly |
| May 10, 2012 | $0.02 | May 30, 2012 | Quarterly |
| Feb 16, 2012 | $0.02 | Mar 7, 2012 | Quarterly |
| Dec 12, 2011 | $0.02 | Dec 30, 2011 | Quarterly |
| Sep 7, 2011 | $0.02 | Sep 23, 2011 | Quarterly |
| May 23, 2011 | $0.02 | Jun 10, 2011 | Quarterly |
Revenue
↑ 120.5%Net Income
↑ 312.7%Free Cash Flow
↑ 116.6%Diluted EPS
↑ 0.3%Fair Isaac Corporation (FICO) analysis
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