Saudi Investment Bank
"Sector" = median of Financial Services across 106 companies
About Saudi Investment Bank
AI-generatedSaudi Investment Bank (SAIB) is a Saudi joint-stock company established in 1976, offering a comprehensive range of banking and financial services. It operates through three main segments: Corporate Banking, Retail Banking, and Treasury & Investments. The bank provides commercial lending, credit cards, mortgages, and investment products to individuals and businesses. SAIB also engages in asset management, brokerage, and advisory services through its subsidiaries.
Revenue is primarily generated from net interest income (loans and advances) and fee-based income from banking services. In recent quarters, net interest income has been the largest contributor, followed by fees from investment banking and asset management. The bank also earns from foreign exchange and trading activities. With a profit margin of 51.16%, SAIB is highly profitable, and its revenue growth has been modest at 0.60% year-over-year.
SAIB operates in the competitive Saudi banking sector, dominated by large institutions like Al Rajhi Bank and National Commercial Bank. It positions itself as a mid-tier player focusing on corporate and retail banking. The bank has a price-to-book ratio of 0.74, indicating it trades below book value, and a dividend yield of 4.48%, appealing to income-focused investors. Its debt-to-equity ratio is high due to significant debt of 29.93B SAR against equity.
The bank serves a diverse customer base including individuals, small-to-medium enterprises (SMEs), and large corporations. Its primary geographic market is Saudi Arabia, with a focus on major cities like Riyadh, Jeddah, and Dammam. SAIB targets retail customers with competitive mortgage and credit products, while corporate clients benefit from tailored financing and treasury services. The bank also has a presence in the capital markets through its investment banking arm.
An auto-generated descriptive profile based on company data, for informational purposes only.
Saudi Investment Bank's stock edged up 0.23% to 13.23 SAR, with no major price-moving news in the past 24 hours. The most recent corporate actions include a proposed 20% capital increase and a board recommendation for cash dividends for H2 2025, both announced on May 6. Additionally, the bank completed a Tier 1 sukuk issuance on May 3. The stock has been featured in several dividend-focused articles over the past month, highlighting its appeal as a Middle Eastern dividend stock.
- •Saudi Investment Bank proposed a 20% capital increase on May 6.
- •Board recommended cash dividends for H2 2025 on May 6.
- •Completed Tier 1 sukuk issuance on May 3.
- •Stock featured in multiple dividend stock articles in May-June 2026.
Financial highlights
Latest saved period: March 2026 · 2026-03-31
Dividend history
Cash dividends by ex-date, not an investment recommendation.
| Ex-date | Amount | Payment date | Period |
|---|---|---|---|
| Aug 5, 2025 | 0.40 SAR | — | — |
| Feb 24, 2025 | 0.40 SAR | — | — |
| Aug 18, 2024 | 0.36 SAR | — | — |
| Feb 26, 2024 | 0.36 SAR | — | — |
| Aug 6, 2023 | 0.32 SAR | — | — |
| Apr 11, 2023 | 0.36 SAR | — | — |
| Aug 1, 2022 | 0.24 SAR | — | — |
| Feb 2, 2022 | 0.42 SAR | — | — |
| Apr 22, 2021 | 0.24 SAR | — | — |
| Apr 25, 2018 | 0.36 SAR | — | — |
| Apr 18, 2017 | 0.30 SAR | — | — |
| Apr 5, 2016 | 0.39 SAR | — | — |
| Mar 9, 2015 | 0.38 SAR | — | — |
| Apr 2, 2014 | 0.35 SAR | — | — |
| Mar 12, 2013 | 0.31 SAR | — | — |
| Mar 19, 2012 | 0.22 SAR | — | — |
Revenue
↓ 2.0%Net Income
↑ 0.3%Free Cash Flow
↓ 7.1%Diluted EPS
↑ 0.0%Saudi Investment Bank (1030) analysis
Wrqti brings Saudi Investment Bank data into one page covering available price, financial statements, valuation ratios, margins, cash-flow metrics, news, and alerts. This page helps you understand the numbers and is not a buy or sell recommendation.
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